TERMS OF USE

By using this web site at www.unlockcreativity.com, including all of its subpages (the “Site”), you signify your agreement to all terms, conditions, and notices contained or referenced herein (“Terms of Use”) and in our Privacy Policy. If you do not agree to the Terms of Use or our Privacy Policy, please do not use the Site. Unlock Creativity LLC (“UCx”) reserves the right, in its discretion, to update or revise the Terms of Use at any time. Please check periodically for changes. Your continued use of the Site following the posting of any changes to the Terms of Use constitutes acceptance of those changes.

GENERAL

You may not use the Site for any purpose that is unlawful or prohibited by the Terms of Use, or to solicit the performance of any illegal activity or other activity which infringes the rights of UCx or others. Without limiting the foregoing, you may not attempt to gain unauthorized access to any portion of the Site or any other systems or networks connected to the Site by hacking or any other illegitimate means.

THIRD PARTY SITES

The Site may link you to other web sites on the Internet. Such other web sites may not be under the control of UCx, and you acknowledge that UCx is not responsible for the accuracy, copyright compliance, legality, decency, or any other aspect(s) of the content of sites that are not under the control of UCx. The inclusion of such a link does not imply endorsement of the site by UCx or any association between UCx and the operators of such other site.

PROPRIETARY RIGHTS

UCx is the owner of all intellectual property rights, including, without limitation, all copyrights and trademarks, associated with the Site, with all rights reserved, exclusive of content provided by third parties, which is owned by the licensors of such content. You acknowledge and agree that the content and materials available on the Site, including without limitation all text, graphics, user interfaces, visual interfaces, photographs, trademarks, logos, taglines, video media, artwork, design, structure, selection, coordination, expression, “look and feel” and the arrangement thereof, are protected by copyrights, trademarks, service marks or other proprietary rights and laws.

You agree not to sell, license, rent, modify, distribute, copy, reproduce, transmit, publicly display, publicly perform, publish, adapt, edit, compile, or create derivative works from any content or materials on the Site. Use of the content or materials for any purpose not expressly permitted in the Terms of Use is prohibited. You acknowledge and agree that the unauthorized use of the contents and materials on the Site could cause irreparable harm to UCx or its licensors and that in the event of such unauthorized use, UCx or its licensors shall be entitled to injunctive relief in addition to any other remedies available at law or in equity.

UCx cautions you that some documents, photos, and other content may have been published on the Site with the permission of the relevant copyright owners (who are not controlled by UCx). All rights in such documents, photos, and other content are reserved to their owners, and permission to copy or otherwise exploit them must be requested and obtained directly from the copyright owners.

If you have any questions or concerns about the Site or any content, including any content that you believe is infringing or otherwise objectionable, please write to chris@unlockcreativity.com

FEEDBACK AND SUBMISSIONS

You agree that you are and shall remain solely responsible for the contents of any submissions you make and that you will not submit anything to the Site or to UCx that will violate any right of any third party, including copyright, trademark, patent, trade secret, privacy or other personal or proprietary rights.

From time to time, the Site may provide you an opportunity to communicate with UCx. Please be aware that any communication to UCx through the Site or otherwise, whether such communication consists of suggestions, ideas, graphics, or other material, will be treated as nonconfidential and nonproprietary. Anything you submit, transmit, or post becomes the property of UCx, and UCx is free to copy, display, distribute, modify, and otherwise use, either with or without attribution to you, and without being limited thereto, any ideas, concepts, suggestions, graphics, photography, or know-how contained in any communication for any purpose whatsoever, whether commercial or noncommercial, without payment of any compensation to you.

DISCLAIMER OF WARRANTIES AND LIABILITY

The information available on the Site is for informational purposes only. You should not assume that the information provided is always complete, reliable, or up to date. Nothing on this Site should be interpreted as investment, financial, tax, or legal advice. You bear the sole responsibility for evaluating the merits and risks associated with the use of any data, information, or content on this Site before making any decisions based on such data, information, or content. In exchange for using such data, information, or content, you agree not to hold UCx or any of its third-party content providers liable for any possible claim for damages arising from any decision you make based on information made available to you through this Site.

None of the information available on the Site constitutes an offer to sell or a solicitation of an offer to buy any securities, investment products, or investment services. Past performance is not necessarily indicative of future performance and is not a guarantee of future results. Information presented on the Site, including any pricing, valuations, or comments on specific properties, if any, reflects the authors’ subjective analyses and other information available as of the publication date indicated.

ALL MATERIALS, INFORMATION AND SERVICES INCLUDED IN OR AVAILABLE THROUGH THE SITE (THE “CONTENT”) ARE PROVIDED “AS IS” AND “AS AVAILABLE” FOR YOUR USE. THE CONTENT IS PROVIDED WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE OR NONINFRINGEMENT. UCx DOES NOT WARRANT THAT THE CONTENT IS ACCURATE, RELIABLE OR CORRECT; THAT THE SITE WILL BE AVAILABLE AT ANY PARTICULAR TIME OR LOCATION; THAT ANY DEFECTS OR ERRORS WILL BE CORRECTED; OR THAT THE CONTENT IS FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. YOUR USE OF THE SITE IS SOLELY AT YOUR RISK. BECAUSE SOME JURISDICTIONS DO NOT PERMIT THE EXCLUSION OF CERTAIN WARRANTIES, THESE EXCLUSIONS MAY NOT APPLY TO YOU.

UNDER NO CIRCUMSTANCES SHALL UCx BE LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL OR CONSEQUENTIAL DAMAGES THAT RESULT FROM THE USE OF, OR INABILITY TO USE, THE SITE. THIS LIMITATION APPLIES WHETHER THE ALLEGED LIABILITY IS BASED ON CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY OR ANY OTHER BASIS, EVEN IF UCx HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGE. APPLICABLE LAW MAY NOT ALLOW THE EXCLUSION OR LIMITATION OF INCIDENTAL OR CONSEQUENTIAL DAMAGES, AND IN SUCH CIRCUMSTANCES UCx SHALL HAVE THE LEAST AMOUNT OF LIABILITY PERMITTED BY LAW.

CHOICE OF LAW AND FORUM

The Terms of Use shall be governed by and construed in accordance with the laws of the Commonwealth of Massachusetts, excluding its conflicts of law rules. You expressly agree that the exclusive jurisdiction for any claim or action arising out of or relating to the Terms of Use or your use of the Site shall be the state or federal courts located in the Commonwealth of Massachusetts, and you further agree and submit to the exercise of personal jurisdiction of such courts for the purpose of litigating any such claim or action.

SEVERABILITY AND INTEGRATION

Unless otherwise specified herein, these Terms of Use and our Privacy Policy constitute the entire agreement between you and UCx with respect to the Site and supersede all prior or contemporaneous communications and proposals (whether oral, written, or electronic) between you and UCx with respect to the Site. If any part of the Terms of Use is held invalid or unenforceable, that portion shall be construed in a manner consistent with applicable law to reflect, as nearly as possible, the original intentions of UCx, and the remaining portions shall remain in full force and effect.

TERMINATION

UCx reserves the right, in its sole discretion at any time, to terminate your access to all or part of the Site and/or to remove any content and materials from the Site, with or without notice. You agree that UCx shall not be liable to you or any third party for any termination of your access to the Site or for removal of information from the Site.

Version April 12, 2019